September 25, 2024
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Our commitment to your security is evident in our partnerships with the most reliable insurance carriers in Canada. With years of expertise, our team selects carriers and products that best fit your needs, whether for family protection, estate preservation, or comprehensive risk management.
Choosing Coigne Capital, a licensed insurance broker, offers you freedom and impartiality. Unlike captive representatives tied to one insurer, we explore the entire market to find the best coverage for your needs. We prioritize your interests, crafting an insurance strategy that protects your loved ones and secures your assets.
Coigne Capital provides a comprehensive suite of insurance products designed to meet a variety of needs:
Protect your loved ones and ensure their financial stability in the event of an untimely passing. At Coigne Capital, we offer life insurance policies designed to provide peace of mind and long-term security. With customizable coverage options, you can safeguard your family's future and maintain their standard of living even in challenging times.
Ensure you and your family receive the best healthcare when it’s needed most. At Coigne Capital, we offer comprehensive health insurance solutions that provide access to top-tier medical services, specialists, and treatments. Whether it’s routine care or critical medical attention, our policies are designed to give you peace of mind and financial protection against rising healthcare costs.
Safeguard your income and ensure financial stability if you become unable to work due to a disability. Coigne Capital offers tailored disability insurance plans designed to protect your earnings and help you maintain your lifestyle during difficult times. With our policies, you can cover essential expenses like housing, medical bills, and daily living costs, ensuring you remain financially independent.
Plan ahead for long-term care and protect your hard-earned assets with Coigne Capital's comprehensive long-term care insurance solutions. Our tailored policies ensure that you receive the quality care you deserve, whether at home or in a specialized facility, without draining your savings.
Life insurance serves as a versatile tool for various needs:
Life insurance is more than just a safety net; it is a versatile tool catering to various financial needs. Whether you’re starting a family, managing investments, or running a business, life insurance policies offer strategic benefits.
We are proud to offer a comprehensive range of segregated investment fund options through leading Canadian life insurance carriers. Designed with flexibility, security, and asset protection in mind, these products provide robust safety nets to safeguard your investments and secure your financial future.
What Are Segregated Funds?
Segregated funds are unique investment vehicles offered exclusively by life insurance companies. They combine mutual funds’ growth potential with an insurance contract’s protective features. The term “segregated” refers to separating these funds from the insurance company’s general assets, adding an extra layer of security for investors.
Critical Benefits of Segregated Funds
Capital Guarantees: One of the standout features of segregated funds is the guarantee of a percentage (typically 75% to 100%) of your original investment upon maturity or death. This means that a portion of your capital is protected even in a declining market.
Creditor Protection: Under certain conditions, segregated funds offer protection from creditors. This is particularly advantageous for business owners and professionals wishing to shield their assets.
Estate Planning Advantages: Segregated funds allow for a direct beneficiary designation, bypassing probate processes and associated fees. This ensures a quicker and more private transfer of wealth to your loved ones.
Potential for Growth: With access to a diverse range of investment options managed by professional fund managers, segregated funds offer the opportunity for capital appreciation while mitigating risk.
Flexibility and Choice: Whether you’re a conservative investor or seeking higher growth potential, segregated funds provide a variety of options to align with your financial goals and risk tolerance.
Our insurance solutions complement our wealth management services by protecting and growing your assets.
A dedicated pillar offering personalized insurance strategies, unbiased advice, and a wide range of products.
Providing critical risk management services to help businesses identify and mitigate potential risks, safeguarding the company and its assets with tailored insurance solutions.
Offering culturally sensitive insurance strategies that provide the protection and security your community deserves.
Our custom group benefits plans enhance employee satisfaction and retain top talent. Designed to align with your business goals, these plans provide valuable benefits while effectively managing costs. At Coigne Capital, insurance is a foundational pillar of our holistic financial empowerment and security approach. Connect with a Coigne Capital Insurance Specialist today to explore how we can support your goals and craft an insurance strategy that aligns with your needs and secures your future.
Coigne Capital Inc. is registered with the Autorité des marchés financiers (AMF) under registration number 608528 and is licensed to offer insurance solutions through Qualified Financial Services. Investment products, including mutual funds and managed portfolios, are provided through Global Maxfin Investments Inc., a Member of the Canadian Investment Regulatory Organization (CIRO).
Coigne Capital, founded on the core principles of integrity, stability, and independence, is dedicated to delivering reliable financial services. All information featured on this site is provided solely for informational purposes and does not constitute financial advice. We recommend consulting a licensed wealth advisor or financial security professional for personalized guidance.
Coigne Capital Inc. is a registered financial services firm with the Autorité des marchés financiers (AMF). The information provided on this website, including details about investment products, is for informational purposes only and should not be construed as financial advice. Investment products are offered through Global Maxfin Investments Inc. Advisors discussing investment options are licensed professionals authorized to market mutual funds and other investment offerings.
